An independent voice in personal finance education
hardonbase was founded to give people a place to learn how money actually works, free of product pitches. We are based in Lausanne, Switzerland, and publish for an international, English-reading audience.
Our story
Started by people tired of confusing financial content
hardonbase began in 2019 as a small collection of internal notes written to help friends and family make sense of budgeting basics. Readers kept asking for more, so the notes became structured guides, and the guides became this website.
We are not a bank, a brokerage, or a financial planning firm. We do not manage investments, open accounts, or take commissions from any provider. Our only product is clear explanation.
What guides us
Editorial principles we hold ourselves to
No sponsored placement
We do not accept payment to recommend a bank, product or service, and this site does not sell paid services of any kind.
Plain language first
If a concept needs jargon to explain, we try again until it doesn't. Technical terms are defined the first time they appear.
Regularly reviewed
Guides are periodically checked against current publicly available information and updated when something changes materially.
The team
A small editorial group
Elena Roth
Editorial lead
Oversees research and editorial standards across the guides published on hardonbase.
Marc Dubois
Content researcher
Focuses on budgeting and saving topics, translating technical sources into readable guides.
Sofia Keller
Community & contact
Handles reader questions and coordinates future topics based on what visitors ask about most.
Want to know more about how we work?
We're happy to answer questions about our sources, our editorial process, or a specific guide.
Get in touch